The cluster

NCE Finance Innovation is a non-profit association and fintech innovation cluster. The cluster consists of more than 70 members from banking, insurance, tech, start-ups, investors, consulting, academia and research institutions. Together, we aim to create the financial services and solutions of tomorrow.

We are a member-driven organization and a part of the Norwegian Centre of Expertise cluster program, supported by Innovation Norway, The Research Council of Norway and SIVA.

Mission: Empowering a thriving fintech ecosystem

NCE Finance Innovation aims to drive innovation, growth and value creation for our cluster members by providing enabling infrastructure, strengthening the ecosystem, and facilitating collaboration. We do this by:

Knowledge creation and sharing

The cluster works to create new knowledge through R&D projects, member activities and competency programs such as the Fintech Executive MBA with the Norwegian School of Economics. Being updated on the challenges of our members and following the key national and international thought leaders we are in a position where we can attract and host top notch sessions for our members. By creating and sharing knowledge we contribute to filling the competence needs of the future.


We work to increase the pace of innovation with and between our members and within the whole ecosystem. Member based workgroups generate input on our activities, we thereby ensure that our activities are focusing on the specific needs of our members and latest trends within the industry.

Our role as an independent facilitator enables the release of the potential in collaboration across competitors and ensures the best possible development criteria for our startups and techies. In this role we develop a strong knowledge base of trends, methods and players to further develop the ecosystem.  

Entrepreneuship & commersialization.

We aim to position the cluster as a centre for fintech, innovation, capital and entrepreneurship both nationally and internationally. As a means to achieve this, the cluster works to facilitate and foster entrepreneurship and innovation for our startups and scale-ups. We connect the visionary ideas of our entrepreneurs with a well-established industry and assertive venture capitalists.

The Story

The project was first initiated by the fintech business environment in Bergen in 2017. The goal was to combine powers from finance, technology and academia in order to make Bergen a strong fintech hub in Norway. Since then the cluster has made a lot of progress, experienced rapid growth, and achieved NCE-status in record breaking time. NCE Finance Innovation has fostered the first online bank in Norway, award winning user experience on mobile banking and payments, technology driven banking start-ups, new flexible banking platforms, and a ground-breaking investment platform aimed at non-professionals.

National scope

NCE Finance Innovation goes beyond Bergen and includes players throughout Norway. Through members, partners, alliances, and customer relationships the fintech cluster is closely connected to the industry in other Norwegian cities and neighbouring countries. The cluster also collaborates with other associations within ICT and Finance respectively, and with regulatory bodies.


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